As I stepped into this circle of professionals in all my insurance glory, (ready to get my network on), I heard a small business owner regale to a collection of his peers this tale of Insurance Horror and Conspiracy…

In this article O’Shaughnessy states that “Workplace discrimination claims are at an all-time high and small business owners feel vulnerable.” He’s right about the fact that workplace discrimation claims are at an all-time but I highly disagree that small business owners feel vulnerable at all!

The important part of buying insurance from the business owner’s perspective is having the fortitude to provide the insurance agent with accurate, honest information regarding their operations even if it means higher premiums. Because one of the worst phone conversations a business owner can have is finding out a loss is not covered.