Youth Accident Coverage for Child Focused Organizations

youth accident coverage

Youth Accident Coverage is designed to relieve the financial and emotional pressure associated with an injury to a child.

Do You Believe in Philanthropy

My Wife Standing Strong at the Guilderland Agency Booth

Though are government keeps printing more and more money it my belief that less and less of those de-valued dollars are going to make it into the hands of organizations that are trying to make a difference.

Not-For-Profit Insurance: Special Events Coverage

Insurance

Believe it or not when bad things happen and property gets destroyed or people get hurt or worse yet someone’s feelings get hurt, they are not going to give a crap that you have a philanthropic mission.

Not-For-Profit Insurance: Covering Volunteers

insurance volunteer_shirt

If you’ve every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor.

I Have an Insurance Story to Tell

insurance books

Stories Make Insurance Real! Otherwise you are just buying a piece of paper and a promise… Stories make Insurance Tangible.

Not-for-Profit Insurance: Sexual Abuse & Molestation

not for profit insurance

I decided to go right for the rough stuff in my second installment on Not-for-Profit insurance, Sexual Abuse and Molestation Liability.

Why Not-for-Profit Insurance

not for profit insurance

Think about it, one large uncovered or under-covered loss could put a NFP right out of business. Which is not only a loss for the organization and it’s employees but for the community as well as the service that NFP provided will no longer be available… Now that is a Tragedy…

Board Membership is Fun, and Dangerous

This Picture Was Too Good To Not Use

The large sum is still officially listed in the organization’s financials but no one, not staff, not Board Members, no one is sure where the money really is. BOOM LAWSUIT!

Does Your Board Need Director’s and Officer’s Liability?

Board members

I once heard an esteemed partner in a well-recognized law firm offer that, in Canada, if there were 100 insurance companies that sold this form of insurance policy one would not find 2 identical policies anywhere in the country – can you imagine that this might be any different in the USA? I can’t.