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Crash Course in Long-term Care Insurance

Buy or don’t buy long-term care insurance. I don’t care, that is your decision. What I do care about is your ignorance to the product.

Health Insurance: What Now?

It’s Getting to be that time of year again when the eyes of private business people shift to the cost of providing Health Insurance for employees.

Renter Insurance vs Six-Pack of Beer

If beer is silly to you, you can make the example not so silly by substituting just about any discretionary item of equal value for the Six-Pack of beer. However, the point remains the same, every day Renters choose to remain Un-Insured for what would be the cost of ONE SIX-PACK of Beer.

Not-For-Profit Insurance: Special Events Coverage

Believe it or not when bad things happen and property gets destroyed or people get hurt or worse yet someone’s feelings get hurt, they are not going to give a crap that you have a philanthropic mission.

Not-For-Profit Insurance: Covering Volunteers

If you’ve every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor.

Contractors: Pay Your Workers Comp or Else!

The New York State Department of Insurance is cracking down on a practice they consider very common among companies in New York, specifically contractors, known as Employee Misclassification.

Not-for-Profit Insurance: Sexual Abuse & Molestation

I decided to go right for the rough stuff in my second installment on Not-for-Profit insurance, Sexual Abuse and Molestation Liability.