Believe it or not when bad things happen and property gets destroyed or people get hurt or worse yet someone’s feelings get hurt, they are not going to give a crap that you have a philanthropic mission.
If you’ve every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor.
The New York State Department of Insurance is cracking down on a practice they consider very common among companies in New York, specifically contractors, known as Employee Misclassification.
I decided to go right for the rough stuff in my second installment on Not-for-Profit insurance, Sexual Abuse and Molestation Liability.
And needless to say during the few months that Upstate New York weather actually permits, I spend a decent portion of my free-time at local golf courses. Which means that I am very familiar with just how Bad of a Golfer YOU Are!
New York residents be prepared to receive a Lead Liability Exclusion endorsement to your property insurance policy (homeowners, income properties, secondary, vacation homes, etc). New York insurance carriers are quickly mobilizing against lead paint claims.
The only bad part about the summer road-trip is that everyone (and their mother) is also taking a road-trip. And though individually everyone is a Great Driver (wink) as a mass of thousands screaming down the New York Thruway at 75 mph, you are all Accident Machines…
In New York State your Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages from a car accident for every person in your car.
In the construction and mechanical industries workers compensation insurance (workers comp) can be a severe expense.
March is RyanHanley.com’s birthday month. The Albany Insurance Professional blog has been alive and cranking out Insurance content for over a year now and I want to thank each and every person who has participated in the sites success.
