This is a story that I debated telling, but I think its power speaks to the level of understanding that people need to have when it comes to protecting themselves and their family.
Disability Insurance: Not Sexy – Very Important
by Ryan Hanley
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Paul Sullivan of the New York Times in April of 2009 wrote an article in the Wealth Matters section titled “Never Mind your 401(k). How’s Your Insurance?” Mr. Sullivan starts his article with a very simple yet powerful sentence, “Insurance is the least sexy asset in most portfolios.” Why is this simple, straight-forward sentence so powerful? Because it is true and drives the sub-concious perception of insurance in almost every American’s mind.
Do You Have a “What-If” Plan?
by Ryan Hanley
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Most individuals interested in purchased these worst case scenario policies wait until either something very bad has happened to either themselves, a family member or close friend. These individuals do not realize that the longer you wait (the older you are) to purchase Life and Disability insurance the higher your yearly premium is going to be.
Homeowners Insurance is Not Enough
by Ryan Hanley
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You recline comfortably in your new living room imagining yourself King of the Castle. You have a good job, a strong family and good health. You are “Livin Large” as one might say. But this beautiful dream can quickly become nightmare. Your castle, just a house of cards. You only purchased Homeowners insurance at the closing. That’s all you thought you needed. No one explained to you that Homeowners insurance alone does not guarantee the security of your new home purchase. When skillfully crafted by a strong insurance broker there are actually a minimum of five insurance policies needed to secure the future of both your family and your new home.
