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Insurance is a Scam

The problem, as I see it, is NOT in you, but rather in the perpetuation of Insurance as a Commodity constantly broadcast at you by direct writers.

Insurance At TradeShows

I was just at the smAlbany (get it, Albany is Small, smAlbany) Business Expo in glorious Albany, NY. This is the 5th smAlbany Business Expo that has been held by Liberteks.com, a local Computer and IT Firm.

Not-For-Profit Insurance: Special Events Coverage

Believe it or not when bad things happen and property gets destroyed or people get hurt or worse yet someone’s feelings get hurt, they are not going to give a crap that you have a philanthropic mission.

Not-For-Profit Insurance: Covering Volunteers

If you’ve every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor.

Employee Benefits Liability

Does your organization carry any of these programs? Sure it does. Does your organization carry all these programs? There’s a very good chance. Does your organization have Employee Benefits Liability? You Have No Idea!

I Have an Insurance Story to Tell

Stories Make Insurance Real! Otherwise you are just buying a piece of paper and a promise… Stories make Insurance Tangible.

Why I HATE Talking About Auto Deductibles – Part III

Because in the event of a serious accident (god forbid any of you ever have one, seriously) your deductible is the LEAST important feature of your Auto policy.