I was just at the smAlbany (get it, Albany is Small, smAlbany) Business Expo in glorious Albany, NY. This is the 5th smAlbany Business Expo that has been held by Liberteks.com, a local Computer and IT Firm.
Believe it or not when bad things happen and property gets destroyed or people get hurt or worse yet someone’s feelings get hurt, they are not going to give a crap that you have a philanthropic mission.
If you’ve every been involved at any level with a not-for-profit organization than you are fully aware that Volunteers are the lifeblood of every charitable endeavor.
Does your organization carry any of these programs? Sure it does. Does your organization carry all these programs? There’s a very good chance. Does your organization have Employee Benefits Liability? You Have No Idea!
Stories Make Insurance Real! Otherwise you are just buying a piece of paper and a promise… Stories make Insurance Tangible.
Because in the event of a serious accident (god forbid any of you ever have one… seriously) your deductible is the LEAST important feature of your Auto policy.
Because in the event of a serious accident (god forbid any of you ever have one… seriously) your deductible is the LEAST important feature of your Auto policy.
When I talk to people about personal risk management 8 out of 10 responses are “Isn’t that what I buy insurance for?” NO! Insurance is NOT risk management.
Insurance is a funny business. People either tolerate it or Hate it. But who Loves insurance? Even most insurance agents don’t Love insurance.
People are very comfortable with the idea of Lawyers, Doctors, and Architects carrying professional liability. However, professional liability risk does not end with these professions.
