Health Insurance is Not a Buffet

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When I sit back and think about the burden laid upon small business owners when it comes to providing health insurance for their employees it makes me sad, a little angry, and very motivated.

Youth Accident Coverage for Child Focused Organizations

youth accident coverage

Youth Accident Coverage is designed to relieve the financial and emotional pressure associated with an injury to a child.

Health Insurance: What Now?

insurance money

It’s Getting to be that time of year again when the eyes of private business people shift to the cost of providing Health Insurance for employees.

Employee Benefits Liability

Employee Benefits Liability

Does your organization carry any of these programs? Sure it does. Does your organization carry all these programs? There’s a very good chance. Does your organization have Employee Benefits Liability? You Have No Idea!

Participants Injuries Not Covered Under Sports General Liability

I Thought You Were Supposed to Kick the Ball?

I bet you didn’t know that when you signed up for Beer League Softball this year?! When you are involved in any type of sports league, youth, adult, co-ed, etc there are two types of policies that you need, Commercial General Liability and Accident/Medical.

Health Care Reform is Here, Now What?

The Choice Is No Longer Yours

Regardless of my personal opinion on whether this bill will help the US as a whole in the long-term, it does provide valuable coverage to individuals that otherwise had none. I believe in the idea of Health Care Reform just not the practice of it, yet…

Health Care Enlightenment: The HRA

Health Savings Account

Today we will be discussing Health Reimbursement Accounts (The HRA). An HRA is an account owned and funded by a business or organization for the purpose of reimbursing the employees of that business or organization for qualified, out-of-pocket medical expenses.

Same Health Insurance, New Bill

insurance money

With Health-care Reform held captive in Washington the American worker is waking up today to the same Health Insurance program he/she had yesterday, just paying more for it.

Public Health Still Not an Option

health insurance

What I want you to take away from this article is that COST is the infection creating the American Health Care Crisis. A Public Health option does nothing to cure our Cost problem. With a Public Option, Health Insurance Premiums go down, Taxes go up…

Lower Medical Malpractice Lawsuits, Lower Health Costs

insurance doctor

Tort reform is not “The Answer” to the health care problem but to put your head in the sand like some legislators have on the issue is insanity. Most proponents of tort reform for medical malpractice believe (and this was echoed by President Obama in his speech last Wednesday) that fear of lawsuits drives doctors to perform unnecessary tests sometimes in redundancy in order to escape malpractice suits.