The “Green” Movement bandwagon grows everyday and it seems that now is the Insurance industry’s time to hop on. In a recent posting by Gregory Boop, from About.com Business Insurance, Fireman’s Fund Insurance has announced that they will be the first commercial Auto insurance carrier to offer “Green-Guard” protection.
Insurance is not magic, so if your salesperson acts as if your insurance policies are too complex to explain, become very skeptical.
Cash for Clunkers is a wonderful government incentive program which allows Americans to turn in their old high MPG vehicles for new vehicles. But according to this Insurancenewsnet.com what people do not know is you have prove the car has been insured for the previous 12-month period.
These dire statistics often over shadow the less newsworthy real-world effects that a 10% unemployment rate has on Americans. It is a fact that as the unemployment rate climbs so does the number of uninsured drivers on the road. In 2008, 13% of New York State drivers were completely uninsured. Uninsured drivers lead only to tragedy and loss when involved in an accident.
For a list of the approved online courses go to the NYS DMV website. The 10 percent yearly discount in Auto insurance premium is good for 36 months. In most cases the savings in premium will pay for the class and then some in the first year. I highly recommend every driver in your household taking the online version of this class. The discount is too good to pass up.
You recline comfortably in your new living room imagining yourself King of the Castle. You have a good job, a strong family and good health. You are “Livin Large” as one might say. But this beautiful dream can quickly become nightmare. Your castle, just a house of cards. You only purchased Homeowners insurance at the closing. That’s all you thought you needed. No one explained to you that Homeowners insurance alone does not guarantee the security of your new home purchase. When skillfully crafted by a strong insurance broker there are actually a minimum of five insurance policies needed to secure the future of both your family and your new home.
