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8 Ways to Winterize Your Car

For everyone living in the Albany and greater Hudson Valley region yesterday was a bit of wake-up call. Winter is here whether you like it or not and now is the time to prepare.

New State… New Car Insurance

Out of state move or not, most insurance companies require that you make material changes, like informing them of a new car or updating your address, within 30 days. Failure to do so could result in denial of a claim.

There is NO Grace Period in Insurance

I don’t care if you have been with the Insurance company for 20 years or 20 days you only have insurance coverage for as long as you pay for it. So the day you stop paying for your insurance you no longer have Coverage.

When Do I Drop Collision Coverage?

This is a very common question posed to insurance agents and for good reason. Relative to the cost of the other auto insurance coverages found on most personal auto policies Collision coverage can be expensive.

Don’t Wreck on Your Summer Road-trip

The only bad part about the summer road-trip is that everyone (and their mother) is also taking a road-trip. And though individually everyone is a Great Driver (wink) as a mass of thousands screaming down the New York Thruway at 75 mph, you are all Accident Machines…

Why I HATE Talking About Auto Deductibles – Part III

Because in the event of a serious accident (god forbid any of you ever have one, seriously) your deductible is the LEAST important feature of your Auto policy.

Why I HATE Talking About Auto Deductibles – Part II

In New York State your Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages from a car accident for every person in your car.