Why I Hope You Never Realize the True Value of Insurance

warning liability

That is every good insurance agent’s hope. That you are safe. That you never get into a car accident… That you never have to deal with a fire… That you NEVER experience that “Worst Day!”

Two Things You Should NOT Do While Driving

fog driving

This video is very “Do as I say not as I do.” But that poor teaching strategy aside it doesn’t take away from the fact that should never drive while videoing something or tailgate when it’s foggy out.

Cutest Testimonial I’ve Ever Received

flickr via dipfan

Today I received the cutest testimonial ever! This is the daughter of one of my favorite home and auto insurance clients. I’ve been helping her parents with insurance for a couple years now and they thought it would be funny for little Sydney to give me a recommendation… I love this!

2 Insurance Concerns when Moving into a New Home

flickr via martinrp

Moving sucks, but having to deal with an insurance claim during a move would be a nightmare. Now consider a loss during a move that you don’t have coverage for… That is a Freddy Kruger Nightmare!

My Insurance Rates Are Always Awesome

flickr via moonlightbulb

If I were to give you a quote on your Auto Insurance in 15 minutes I might as well make it up. I’m serious… Does anyone remember that bit where Johnny Carson used to wear that Genie hat, close his eyes and make predictions? If I were to spend 15 minutes on your Auto Insurance quote that’s what I’d be doing… Guessing.

Keep Comp on Older Cars

Comp Coverage on older car

I woke up in Albany today to about 5 inches of snow on top of an inch of ice. As an independent insurance agent I immediately thought Falling Tree branches damaging cars parked outside.

Difference Between Comp and Collision on Car Insurance

Collision Deductible

auto deductibles are often the determining factor or at least major concern in an car insurance consumer’s purchasing decision. And with this understanding I created the following two videos to better educate you the insurance consumer on exactly what Comp and Collision physical damage coverage provides on your auto policy

8 Ways to Winterize Your Car

I'm Not Ready For Snow!

For everyone living in the Albany and greater Hudson Valley region yesterday was a bit of wake-up call. Winter is here whether you like it or not and now is the time to prepare.

New State… New Car Insurance

New State... New Car Insurance

Out of state move or not, most insurance companies require that you make material changes, like informing them of a new car or updating your address, within 30 days. Failure to do so could result in denial of a claim.

There is NO Grace Period in Insurance

late insurance payment

I don’t care if you have been with the Insurance company for 20 years or 20 days you only have insurance coverage for as long as you pay for it. So the day you stop paying for your insurance you no longer have Coverage.