Buy ME

buy me

I’m your independent insurance agent. I have access to 30 insurance carriers, each with their own taste for risk. I know where these carries succeed and I know where they fail. I don’t have an allegiance to any one carrier, my allegiance is to YOU. My client…

I Make Mistakes

bang head

No one likes to talk about the mistakes they make. Mistakes at work, mistakes at home, doesn’t matter, thinking about our mistakes is not pleasant and easily brushed to the back of our mind. I am as guilty of this as the next person.

As Gold Prices Surge Your Insurance Becomes Inadequate

gold-prices

Here is an easier way to think about it. When you bought the $5,000 engagement ring in 2006, remember what you could have bought for $1,875. Your $5,000 today gets you the $1,875 engagement from 2006…

Renter Insurance vs Six-Pack of Beer

insurance refreshment

If beer is silly to you, you can make the example not so silly by substituting just about any discretionary item of equal value for the Six-Pack of beer. However, the point remains the same, every day Renters choose to remain Un-Insured for what would be the cost of ONE SIX-PACK of Beer.

Homeowners Policy Limits Bling Coverage

Not an Engagement Ring, but Definitely Bling!

Certain types of personal property have sub-limits on amounts payable upon a loss. The most commonly seen limitation is the $1,500 restriction on Jewelry, (think Engagement Rings).

Renter Insurance: Just as Important to Landlords as Renters

renter insurance

I had Eric Narcisco, Managing Director of www.EffectiveCoverage.com, Americas premier Renter Policy purchasing portal, write a brief article on the growing trend of Property Owner’s requiring Tenants to hold Renter Policies: