Defense Outside the Limit of Insurance

defense outside the limit

Defense outside the limit of insurance is possible coverage language on professional liability, errors & omissions, directors & officers, and many other specialty liability policies that can have a drastic effect on coverage in the event of a claim.

Buy ME

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I’m your independent insurance agent. I have access to 30 insurance carriers, each with their own taste for risk. I know where these carries succeed and I know where they fail. I don’t have an allegiance to any one carrier, my allegiance is to YOU. My client…

I Make Mistakes

bang head

No one likes to talk about the mistakes they make. Mistakes at work, mistakes at home, doesn’t matter, thinking about our mistakes is not pleasant and easily brushed to the back of our mind. I am as guilty of this as the next person.

The Defense Costs Alone Could Bankrupt You

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On most liability policies that you will find in circulation today the Insurance Carrier does NOT have the duty to defend you if coverage does not apply.

Looking for Investors? Protect Them with Executive Liability

Doesn't This Guy Scream Board Member?

Don’t fall prey to the “We’re all a family here,” or “We’re too small to worry about that,” excuses. Your family can sue you just as easy as an employee and NO Business is too small. The legal fees alone could cripple your business.

Respect the Internet: Cyber Liability

the insurance internet

Twenty-first Century Businesses are under constant threat of Cyber Attack. Though all business industries are susceptible to a Cyber loss for the purposes of this article we will focus on the risk concerns for Professional trades such as Lawyers, Accountants, Real Estate Agents, Dentists, Doctors, etc.

Economy Changes Lawyer’s Legal Liability

Enough Said...

The New US Economy has created more legal professional liability exposures than you may be aware of.